Archive for May, 2008

Is Financial Freedom just a dream?

Posted on May 21, 2008. Filed under: Financial Freedom |

No one likes to devote their whole life trying to make a living. Stuck working in a job that they would not want to do if given a choice, missing time with family, and/or with absolutely no flexibility to do what they want to do. Surely I don’t. That’s why we often see many valuable [...]

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excuses OR results

Posted on May 14, 2008. Filed under: Something good to share |

I am attending our yearly convention in KL today. Valuable thoughts were passed on. I truly enjoyed every minute of it. One of the valuable lessons I was reminded today was the choice between giving excuses or having results (I used the word ”reminded” because it is not new knowledge but is often conveniently forgotten). I love this word – “OR”. It simply means [...]

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Debts are all Bad!?

Posted on May 12, 2008. Filed under: Debts |

  I was always very skeptical about debt and preferred to remain debt free. Until one day a friend of mine told me that he LOVES debt if it is a ‘good’ debt. His statement became a wake up call for me. He is right! Debt is not always a bad thing. In fact, there [...]

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Compounding vs Procrastination

Posted on May 9, 2008. Filed under: Useful Knowledge |

  Great videos, using simple illustration to show us the power of compounding interest vs the cost of procrastination. “the most powerful force in the universe is compound interest” – Albert Einstein     (the following video is a “silent” clip. Do pay attention to the wording shown at the bottom. It is informative)  

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Do we need a Will…now?

Posted on May 7, 2008. Filed under: Estate Planning |

I was doing some reading on the Net and came across a forum where this discussed title caught my attention : Have you written your will? I don’t have the time to read through the many comments in there, but some of them are quite interesting indeed. Different people have different ideas on if its [...]

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Investment linked insurance – 2nd post

Posted on May 6, 2008. Filed under: Investment Linked Insurance |

Continue from what I have written on Investment linked insurance products Minutes ago, I was just chating with a close friend of mine whom is very senior in the insurance industry. He was just sharing with me that discussions are on-going with Bank Negara that may allow all insurance companies in Malaysia to cease offering [...]

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Investment Linked Insurance or Unit Trust ??

Posted on May 3, 2008. Filed under: Investment Linked Insurance |

A close friend of mine asked me to write about the option between unit trust and investment linked insurance. It seems to be a common question to many. My personal view on this would be whatever choices we made, be it unit trust investment, or insurance product, we need to have a good understanding of the [...]

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